At the time she applied for the insurance Mrs. Meloni had disposed of a Chevrolet he owned at the time his license was suspended. The Rambler which Allstate covered had been purchased in Mrs. He continued to be without a driver's license during the period here involved. Meloni's husband Vincent had had two previous suspensions of his New Jersey driver's license, the first in December 1962 for a point system violation, and the second on Janufor failure to maintain proof of financial responsibility. The policy here involved was subsequently issued.Īctually, Mrs. Meloni answered, "No." When the application had been completed, and after she had allegedly "glanced" at it "briefly", she signed it. One of the questions (declarations) contained in the application was: "With respect to the applicant or any member of his household * * * Has any license or permit to drive any automobile been revoked, suspended, or refused?" To this question Mrs. Its agent, Froio, called at her home with an application which, when completed, was to become part of the policy. Meloni, having purchased a used Rambler automobile, applied to Allstate for insurance coverage thereon. The opinion of the court was delivered by LABRECQUE, J.A.D.ĭefendants Vincent Meloni and Marion Meloni appeal from a judgment declaring void a certain policy of insurance issued by plaintiff Allstate Insurance Company (Allstate). Kisselman, Devine, Deighan & Montano, attorneys). Michael Patrick King for respondent (Messrs. *156 Before Judges CONFORD, COLLESTER and LABRECQUE. Superior Court of New Jersey, Appellate Division. VINCENT MELONI, ET AL., DEFENDANTS-APPELLANTS. ALLSTATE INSURANCE COMPANY, PLAINTIFF-RESPONDENT,
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